One of my Rabbaim, Rabbi Meyer Juzint, Shlitah, pointed out the question of why we say Eilu Dvorim every morning in our davening which states that there are "rewards in Olam Hazeh" when the Gemorrah states that "Schar Mitzva B"hai Alma Lechah" and the Rambam paskans like that in Hilchos Tshuvah.

His answer was that is the difference between Ovad Maahava and Ovad Miyirah. The former gets rewards in Olam Hazeh while the latter doesn't. What a beautiful way to encourage us every morning to increase our level of mitzva observance.

Keep up your wonderful work!

Frank Breslau